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South Ottumwa Savings Bank

OTTUMWA, Iowa

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Locus

Richmond, Virginia

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Locus

United States - Nationwide

Selby Jennings

Meriden,

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Gart Properties

Denver, Colorado

Insurance Corporation of British Columbia

North Vancouver, British Columbia, Canada

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Louisiana Department of Insurance

BATON ROUGE, Louisiana

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US Banks First Line Risk Officer, Vice President
Morgan Stanley ("MS") is a global financial services firm that conducts its business through three principal business segments-Institutional Securities Group ("ISG"), Global Wealth Management via Wealth Management ("WM"), and Asset Management. WM's network includes approximately 15,000 Financial Advisors with total client assets of over $1.5 trillion. WM provides comprehensive financial advice and services to its clients including brokerage, investment advisory, financial and wealth planning, credit and lending, deposits and cash management, annuities, insurance, retirement and trust services. The US Banks- Morgan Stanley Private Bank, National Association ("MSPBNA") and Morgan Stanley Bank, N.A. ("MSBNA") provide cash management and lending products and services to serve the needs of


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